Does Clement Auto Plaza sell used cars?
Yes. Buying a clean, affordable used car on our lot at a great price is easy. Simply browse our expansive online inventory and you'll see precisely why Clement Auto Plaza is the first name so many turn to in St. Louis when the time comes.
Why should I buy a used car from Clement Auto Plaza?
Because so many other discerning car shoppers in St. Louis turn to us first. For some, the allure of shopping with us comes from our outstanding selection of quality used cars and our affordable pricing that always puts your budget first. For others, our respectful team and a shopping environment that places a priority on your comfort and satisfaction.
When paired with our plethora of positive customer reviews, the above benefits of buying a used car from Clement Auto Plaza make one thing readily apparent: You will always find the most enjoyable and budget-friendly used car shopping experience in St. Louis at our friendly and clean used car lot..
Does Clement Auto Plaza offer used car specials?
Yes. Check out the latest deals on our used car specials page and see for yourself just how much we can save you on the stellar used car, truck, or SUV you've always wanted.
Am I getting the best price in and around St. Louis?
Absolutely. Whether you are celebrating a recent graduation, a new job, or you have a new baby on board, one thing always remains the same: We have the most fantastic prices in St. Louis on used quality cars, trucks, and SUVs. Our team takes an extreme amount of pride in delivering this massive amount of value directly to you during whichever major life event brings you to our showroom floor, so you can shop with confidence knowing that you really are getting the best price possible on the vehicle that piques your interest.
How do I pick the right used car to buy?
It's easy with Clement Auto Plaza on your side. We have helped thousands of used car buyers with this process over the years. Are you interested in the utility of a pickup, the ample legroom of an SUV, or the eco-friendly gas mileage of a compact car or sedan to help lower the cost of fuel that comes with your daily commute?
Once you have spent some time pondering these questions, browse our expansive online inventory or call 314-733-0777. We will be more than happy to assist you in exploring all of your options and help ensure that you drive away from our used car lot with a smile on your face and in a used car that perfectly suits you.
Is every vehicle on this website for sale?
Yes. If you see a vehicle listed on our website, that means it has already passed our quality inspection process and is ready to impress you when you come in to take it for a test drive.
Will Clement Auto Plaza pressure me into buying a car I'm not sure about?
No. Your comfort and satisfaction are our primary focus, so you can shop with confidence knowing that you are in complete control of this process from start to finish. Our sales team has a sterling reputation based on our commitment to always doing right by local car shoppers, which is why so many individuals in St. Louis proudly consider themselves customers for life.
What if Clement Auto Plaza doesn't have the used car I want?
We are dedicated to sourcing quality used vehicles for all of our customers, so let us know what you are in the market for and we'll get to work immediately on finding your preferred used car through our expansive dealer resource network. Use our handy used car locator service today and you'll soon find yourself driving home in your dream car, truck, or SUV.
Can I compare used cars for sale?
Yes, it only takes a couple of clicks to leverage the power of our useful comparison tool. For each vehicle you would like to compare side-by-side, click the button labeled "Compare" on the vehicle details page, or the comparison arrows icon for the associated vehicle on the list page you are currently viewing.
Once you are done selecting all of the vehicles you want to review, click the "My Compared Vehicles" button located in the toolbar at the top of every page on our site and then the option labeled "View Compared Vehicles". After doing this, you'll find yourself on a custom, private page generated exclusively for you that compares the important specs and details related to your hand selected assortment of vehicles that appeal to you.
How do I know Clement Auto Plaza used cars for sale are reliable?
All incoming used cars undergo an inspection process that ensures our vehicles exceed your expectations. Holding our inventory to the highest standards possible guarantees that you enjoy peace of mind and comfortable travel.
Can I schedule a test drive at Clement Auto Plaza?
Yes, it only takes a moment to schedule an appointment. Call 314-733-0777 and we will get you on the books for a complimentary test drive of whichever vehicles interest you. We will guide you through the car buying process every step of the way.
Do I need to test drive a car before I buy it?
We highly recommend taking advantage of this service. Feeling good about buying a quality used car, truck or SUV that will last you long into the future requires being comfortable with your preferred vehicle. Our expert transportation consultants are happy to schedule a quick test drive so that you can proceed with confidence when the time comes to finalize this major decision.
When is the best time to come shop at Clement Auto Plaza?
Anytime during our normal operating hours. We always have a friendly and helpful car consultant available to help you find the right car or truck that fits your routine. Feel free to stop by at any convenient time for you, or give us a call at 314-733-0777 to schedule an appointment so we can have the car ready to be test driven when you get here. Either way, you'll find that shopping at Clement Auto Plaza is always a pleasant and convenient experience.
Will Clement Auto Plaza deliver the vehicle I purchase?
Our team is always looking for new and exciting ways to provide even more value to our customers, so we would love to work with you and see if we can accommodate this request. We are always ready and waiting to go over important details regarding this process (including your proximity to our St. Louis location, preferred delivery date, and vehicle weight), so call 314-733-0777 today and we will work hard on your behalf to find the best possible way to fulfill your desired vehicle delivery.
Can I see a vehicle history report?
Yes. Transparency is a cornerstone of our car buying experience, so our friendly sales team is pleased to provide you with an accurate and up-to-date vehicle history report covering every vehicle that piques your interest in our inventory. Each used car sold on our lot adheres to a strict commitment to quality and reliability, so shop with confidence knowing that a complimentary, comprehensive vehicle history report that confirms this standard is always available for you at Clement Auto Plaza.
What if I am not happy with the car I purchased?
We are committed to your satisfaction throughout each phase of the car buying process — even after you sign on the dotted line. Our team is only a quick phone call away, and we will do everything in our power to ease any concerns you might have regarding your recently purchased used car, truck, or SUV.
Why choose Clement Auto Plaza over the competition?
Because you want to feel respected and know that you are choosing from one of the best selections of reliable vehicles around St. Louis. Our helpful professionals will cater to your unique situation to help guide you through the search for the right vehicle that fits your price range.
Why should I buy from Clement Auto Plaza?
Buying a car from us is all about maximizing your return on this major investment. Our friendly sales professionals always put your needs first, and will help you navigate our expansive selection of reliable, affordable, and alluring cars and trucks. At Clement Auto Plaza, we've crafted a shopping experience that makes finding your perfect car straightforward and downright fun!
What are Clement Auto Plaza hours?
Clement Auto Plaza current hours of operation can be found on our contact page. Our business hours are subject to change throughout the year based on seasonal considerations. We stay open long hours so that serving your travel needs is as convenient as possible.
Is Clement Auto Plaza open on Sundays?
No. Clement Auto Plaza is not currently open on Sundays.
Where is Clement Auto Plaza located?
The dealership is located at 9300 St Charles Rock Rd • St. Louis, MO 63114.
How can I get a hold of someone at Clement Auto Plaza?
Dial 314-733-0777 when you are ready to talk to our expert team about what vehicle may be perfect for you.
What kind of loan rates does Clement Auto Plaza offer?
Clement Auto Plaza is committed to offering you the most competitive financing rates possible in St. Louis. We work with lots of lending institutions and try to be flexible regarding your credit history, loan terms, and past financial hardships. We are able to provide access to impressively low rates that put you behind the wheel of your dream car and still keep your bank account happy along the way.
Can I finance my taxes, registration, and other fees?
Yes. Nearly all car loans bundle the taxes, registration fees, and other expenses into the loan. This is a great way for savvy shoppers to reduce the upfront expenditure associated with buying and registering a car.
Can I include the cost of service contracts, GAP insurance, accessories, and other vehicle related items in the total amount that I finance?
Yes. We know that being flexible with financing additional services over time goes a long way toward making the car-buying process more convenient and relaxed for everyone.
If you would like to take advantage of optional upgrades when financing your next car, truck, or SUV, let us know when you come in and we will be happy to help you spread out the cost over the term of your loan.
Can I get financed with no money down?
Yes. Clement Auto Plaza offers zero down payment financing to qualified buyers. Let us know that you want to consider this option when the time comes to apply for a loan and we will help you get it done.
Can I get financed if I don't have good credit?
Yes. We work with lots of different lenders to help people from all walks of life get into suitable cars and trucks. We shop your loan on your behalf which pits the banks against each other and gets you the best possible rate, regardless of your credit history.
Can Clement Auto Plaza help me get a loan if I have no credit history?
Yes. Connecting first-time buyers with the loan they need to purchase a new or used car is one of our many specialties. We will be happy to lay out how our approach makes financing easy and simple for first-time car buyers.
Can Clement Auto Plaza help me get a car loan if I have recently gone through a bankruptcy?
We've helped many customers in this situation secure the financing they need to get into a reliable and affordable used car. Thanks to our easy loan application process, all it takes is a few minutes to get the process started. We can often leverage our large network of banks to find a trusted partner that will make an exception if your life situation has improved markedly since the hiccup.
Can Clement Auto Plaza help me get financed if I am disabled or on Social Security?
Yes. Getting approved for the right loan as a person receiving disability and Social Security disbursements is a piece of cake with our helpful finance experts on your side. Many lending institutions consider these payments as sources of income when determining the type of loan you qualify for and the loan's total value.
Can I get approved for a loan if I am self-employed?
Getting approved for a loan as a self-employed tax payer is a simple matter. Income verification will be the key to your success. Once we review the documents that verify your income such as your tax returns, bank statements, or canceled checks, you'll find that getting approved is simple and convenient.
Can Clement Auto Plaza help me obtain financing if I recently changed jobs?
Yes. Starting a new job can be an exciting time. Let us help you make this big moment even bigger by connecting you with the right loan on your next vehicle. Your employment status is just one of the many factors that go into the loan approval process. If you recently upgraded into a better position at a new company you can apply with confidence knowing that our financing team is prepared to secure a great loan at the lowest interest rate possible.
Can Clement Auto Plaza finance my loan if I am a first-time buyer?
Helping guide first-time car buyers through this important — and exciting — event is one of our specialties. Let our trustworthy team take the lead on this for you and you will soon see why so many first-time buyers in St. Louis lean on us when it comes time to finance an affordable and reliable used car with a budget-friendly payment.
What if I owe more than my car is worth?
Commonly called under water, or upside down, in an inequity position, or buried, our finance team has seen it before. We leverage many years of professional experience assisting shoppers through this situation. It starts with a fair offer to buy your trade-in.
We can typically roll any inequities into the new loan which means that we pay off the difference and you start a new loan on the new car. This way you can drive home in style in the car or truck that you really want.
Do I have to have a job to get financed at Clement Auto Plaza?
Being employed is one of a host of factors that will go into any car loan approval process. Our team of experts will work hard to secure you the perfect loan for your unique situation, but you're going to have to pay it back. Banks like to see a steady history of income and you'll need to be clear about your other sources of income and how you intend to pay back the loan without a job.
Can Clement Auto Plaza provide a quote on my trade-in's value?
Yes. Securing access to seller-friendly offers on trade-in vehicles in St. Louis starts with calling 314-733-0777 for a quick chat about your car. For shoppers who prefer to keep things digital, check out our friendly trade appraisal tool to request a quote on your trade-in vehicle.
How does Clement Auto Plaza determine my vehicle's trade-in value?
With the utmost care and consideration. We make it a point to provide the most customer-friendly trade-in experience imaginable. We are happy to make a fair offer on any vehicle you want to trade toward your next car. This commitment to going above and beyond is why local car buyers shop with confidence at Clement Auto Plaza.
Can I sell you my used car even if I don't make a purchase?
Yes. We are always ready and willing to buy your car for a fair amount.
Can I get pre-approved for a loan at Clement Auto Plaza?
Finding out if you qualify for a loan is fast and has no impact on your credit score. Use our quick pre-approval tool.
Do I have to get financed for a loan via Clement Auto Plaza?
If you prefer to work with your personal bank on the financing, we are eager to help you pick out the perfect car, truck, or SUV for you. Before you make your final decision, we would suggest that you connect with our financing team to see if we can find a better rate or more favorable terms.
Why should I get financed at Clement Auto Plaza?
The short answer? It's easy, convenient, and the best option. We employ a swift process that keeps your interest rate and fees low. We work hard to find the best loan terms and our team makes a point to keep you in the know from start to finish.
How much should my down payment be?
Conventional wisdom suggests that putting down 20 percent of the total cost of the car at signing is a smart idea. However, your unique situation may require something different, and that is always fine by us.
What is gap insurance??
Gap insurance is a form of protection that provides insurance coverage for the remainder of your auto loan should an accident or collision completely total your vehicle. Gap insurance kicks in to safeguard your credit in the event of the total loss of your car and pays off the negative equity in your loan if you owe more than the depreciated value of your vehicle.
Do I really need gap insurance?
Gap insurance is a great asset to have on your side if you:
- Made a small down payment.
- Selected a loan term with a 48-month or longer duration.
- Plan on putting more mileage on your vehicle than the average driver.
- Value the confidence that comes with complete financial protection.
Do I need a co-signer?
Having a co-signer can make getting approved for a loan easier because of the combined credit score, income, and financial history. To determine if this is the best fit for you, let our team of experts leverage their years of experience to provide a hand as you consider your options.
Do I need an appointment to meet with a financing specialist at Clement Auto Plaza?
Walk-in customers are always welcome, come on in and sit down for a chat regarding your car loan financing options at a time convenient for you. You can also call ahead to schedule an appointment with a team member.
Will I be at the dealership all day signing paperwork to get my loan?
We make the process fast and easy. Our goal is to get you behind the wheel of your dream car as soon as possible. You can count on us to have everything ready when you come in to pick up your new car.
What does "LTV" stand for?
The loan-to-value (LTV) ratio is a tool used by lenders to represent the amount of money owed on your loan relative to the value of your vehicle. For example, if you currently have a loan for $15,000 on a vehicle that is worth $20,000, your LTV is 75%.
If you owe more than your current vehicle is worth, your LTV will need to be addressed. Clement Auto Plaza has decades of experience assisting car shoppers through this exact situation.
What does "PTI" stand for?
The payment-to-income (PTI) ratio is a percentage that describes your car payment in relation to your pre-tax income. As an example, if your monthly car payment is $300 and your gross monthly income is $3,000, then your PTI is 10%. Lenders usually look for a PTI that sits at around 15% when considering how large to make a loan, but this is just one of a host of factors that go into the process of securing the best financing options for your unique situation.
What does "DTI" stand for?
The debt-to-income (DTI) ratio represents all of your monthly debt divided by your monthly income. Credit card payments, mortgage payments, and other recurring expenses are factored into this metric, which most lenders suggest keeping at or below 50%.
What does "POI" stand for?
POI" stands for proof of income and is a metric that helps our associated lenders verify your stated income during the loan application process. Some common examples of proof of income include:
- Pay stubs
- Bank statements
- Last year's federal tax return
- Form W-2
What does "POR" stand for?
"POR" stands for proof of residency and is a tool that aids our stable of high-quality lenders to confirm your residency during the car loan application process. Some common examples of proof of residency include:
- Vehicle registration or title
- Voter registration card
- Utility or telephone bill
- Selective Service card
- Checking or savings account statement
What does "APR" stand for?
"APR" stands for the annual percentage rate. Typically referring to the interest rate of your car loan. This yearly interest rate is what you'll pay in addition to the amount you borrow initially, and can be fixed (unchanging for the duration of your loan term) or variable (may change over the life of the loan).
What does "ACV" stand for?
"ACV" stands for the actual cash value. ACV is used to describe the amount of money a car can be expected to sell for through the large auction networks right now. This is the amount that we can expect to recoup should we choose to sell your car at auction.
Can I see the full purchase agreement before I agree to buy?
Yes. Transparency is paramount for our team. If you have any questions regarding specific inclusions within this agreement, the friendly and knowledgeable team member working with you will be happy to review and explain every line.